Background on SBP:

SBP exists to shrink the time between disaster and recovery. We believe a prompt, efficient, and predictable recovery fortifies survivors against reaching their breaking point. SBP is committed to sharing resources and best practices developed over the past 16 years with other nonprofits and community-based organizations. To learn more about SBP, please visit SBPUSA.ORG.

SHARE Program Overview:

The SHARE Program, SBP’s in-house foundation, awards grants to qualifying nonprofit partners to address the unmet housing needs of under-resourced neighbors and communities. In addition to funding, the SHARE Program offers grantees technical training and consulting services on a variety of topics, including how to implement the Toyota Production System, how to develop effective and efficient processes for volunteer management, case management, construction and contractor selection, and more.  Additionally, the SHARE Program awards AmeriCorps member “slots” to qualifying organizations to help build capacity, launch new programs or support existing efforts.

Grant details:

SBP is offering eligible nonprofit organizations the opportunity to apply for grant funds to support survivors impacted by Hurricane Ian. These funds will support repairs for homeowners who reside in an IA declared county and were impacted by the storm. Grantees will also assist survivors in receiving the maximum eligible awards from FEMA, the Small Business Administration, and their insurance companies. 

Applications are due by 5 pm ET on April 15, 2024, with awards being made by May 1, 2024.   All work funded through this grant must be completed by January 31, 2025.  If you have specific questions or concerns, you may contact SBP’s SHARE team at partner@sbpusa.org. Please note, the team will respond to inquiries within 2 business days from submission. 

What types of organizations are eligible to apply: 

• 501c3 nonprofit organizations that provide home repairs or new construction services to homeowners impacted by Hurricane Ian in IA declared counties of Florida.

• Organizations that are committed to ensuring survivors receive all eligible award funds from FEMA, the Small Business Administration (SBA), or any insurance they carry. SBP is available to provide training and support on this requirement.

• Organizations repairing homes for the first time are welcome and encouraged to apply. 

External Award Requirements: 

• Have survivors contribute any available funds from FEMA, SBA and their insurance companies towards the repairs/new construction of their homes. 

• Help survivors supported by this grant access all federal aid and/or insurance proceeds available to them. This will require that all applicants either work with a DCM agency or provide internal casework to survivors. For FEMA and SBA assistance, this grant requires all applicants choose one of the following: 

• Option A: Applicant will send all eligible survivors to SBP’s Disaster Assistance Program (DAP) so that awards can be appealed. 

• Option B: Applicants will attend SBP’s DAP FEMA Appeals virtual training (if they have not already done so) and will agree to track survivors initial awards and subsequent appeal(s) awards. 

• Organizations are able to begin construction while an appeal is pending. If a survivor receives an appeal award, the survivor is required to contribute those funds to the organization to assist with the cost of repairing or rebuilding their home. Funds that had been set aside for the survivor’s project will be reassigned to another survivor’s project.

Rebuild Guidelines: 

• This grant allows for an average of $15,000 of SBP funds per home, with a maximum allowance of $20,000 per home. The average award will support 10 home repairs, and expect the max award to be 15 homes, $225,000. Please request based on your organization’s capacity to complete by January 31, 2025.  The expectation is that SBP grant funds will be leveraged with other funding sources.

• Costs associated with elevation certificates for homes in the floodplain are to be included in the allowance.

• All work done by contractors must comply with the state of Florida’s licensing requirements. 

• All repairs will include the resilient building modifications as appropriate and cost-effective

• All homes that receive repairs inside of the floodplain must carry flood insurance. 

• Applicants can include up to 15% towards admin/project management costs. 

What funds CAN be spent on: 

• Funds can be spent on repairs to make homes safe, sanitary, and livable for the flood-impacted homeowner (should be leveraged with other funds) for the Ian-impacted homeowner.

• Grant funds can be used to purchase materials/supplies, pay reasonable labor/crew costs, and/or contractors for mold suppression, insulation, framing, drywall, flooring, repairs or replacement of doors and windows, kitchens, bathrooms, siding, and/or roofing. Additionally, funds may be used to ensure a safe means of ingress/egress to the home, i.e. stairs, railings, grab bars, porches, and ramps.

• All homes receiving funds from this grant (whether in the floodplain or not) are required to be repaired using resilient building modifications as appropriate and cost-effective. To ensure homes are built back more resiliently to mitigate against future disasters.

What funds CANNOT be spent on: 

• Homes inside the floodway, including elevation of homes in the floodway

• Funds cannot be used to purchase or repair mobile homes

• Temporary housing payments or reimbursements 

• Outbuildings/any detached structures 

• Sidewalks, driveways, fences

• Lawn or landscape repairs that are not directly tied to the diverging of water away from the home. 

• Funds cannot be used on homes that are below Base Flood Elevation (BFE) UNLESS resilient measures are added to the home including elevation of outlets, use of purple or green board instead of drywall, elevating HVAC, etc. 

Survivor Eligibility: 

• The minimum client eligibility criteria: 

• Owns the damaged home. 

• Lives in a IA declared county in Florida

• Does not own another home or residence. 

• Owned and lived in the damaged home before September 28, 2022.

• Earns incomes less than 120% of Area Median Income. 

• Would put an undue financial burden on the homeowner to pay for market-rate contractors.

• Homeowner does not have flood or property insurance, has been denied a claim, or did not receive an adequate award.

• Homeowner can show proof of having received a denial or an inadequate award from FEMA and/or worked with SBP’s DAP program to appeal the award or denial to receive the maximum eligible award.

This grant is intended to support under-resourced homeowners who meet the following criteria.

Grantees must demonstrate that each client funded through this grant meets the following eligibility criteria:

• Proof of primary ownership.
• Proof home was inhabited before Ian, and damages are the result of Hurricane Ian.
• Proof that clients registered and submitted an application to FEMA. For those homeowners who have not applied to FEMA, the homeowner is required to be referred to SBP's FEMA Support Team for application submission.
• Proof that the homeowner is not in a financial position to fund the necessary immediate repairs. (NGO or homeowner can self-certify this)

Note: If you are not assessing client eligibility and are receiving clients through referrals from other agencies, you must maintain documentation demonstrating the client meets the criteria above.